A few numbers follow you through your life, from your Social Security number to your driver’s license number and credit score. That three-digit number is especially important, gaining more significance as you enter adulthood. Your credit score reflects your creditworthiness, whether you are buying a home, securing a credit card, or qualifying for a bad […]
No one wants to be in a position to apply for bad credit financing when they need a reliable vehicle, but it’s often the only opportunity available for someone with a low credit score. The cycle of bad credit is exhausting and often seems endless because many lenders aren’t willing to assume the risk and […]
Do you have low, bad, or no credit? If you’ve suffered a financial setback like bankruptcy, trying to find bankruptcy auto loans might seem impossible. But the good news is it’s not! Luckily some dealers and lenders are willing to work with drivers with any credit score, making it possible for you to get into […]
A low credit score can make big purchases like buying a car difficult and stressful. Many banks won’t give loans to people with bad credit. Unfortunately, having a loan and making payments on time is one of the best ways to raise a bad credit score. On top of that, there are some situations where […]
Having poor or little credit history can make the car-buying process incredibly frustrating – you might even feel like buying a vehicle is beyond your reach. Thankfully, that is not the case, and there are certain things you can do and keep in mind while looking at your bad credit car finance options. In […]
So, your credit has taken a hit. Or maybe, like a lot of us, it was never that great, to begin with. Perhaps you are just starting out, and you have little to no credit. That does not mean that you cannot get a car loan. There are options out there for bad credit […]
Those with bad credit often feel a sense of dread at the thought of asking for any kind of financial assistance, but what if there was a place willing to leave your past behind and give you the second chance everyone deserves. These places exist, and they are called bad credit car dealerships, but understanding […]
Buying a car can be stressful, but if you are currently dealing with bad credit, the car buying process can seem more than stressful, it can seem downright impossible. Luckily, there are car dealerships that can help drivers with poor credit secure bad credit car loans. If you are in need of a car and […]
All it takes is a few bad apples to spoil the bunch, especially when those bad apples are unscrupulous buy-here, pay-here dealerships. That’s why it’s up to consumers with rocky credit to carefully vet any dealer before signing a buy-here, pay-here loan. First, it’s important to understand how the buy-here, pay-here policy works: You go […]
There’s no denying how stressful the car-buying process can be, and it can be made a whole lot more tumultuous when you’ve never had to endure this ordeal. Well, we’re here to help. Below, we’ve explored several tips that you should keep in mind as you’re shopping for a vehicle (and the accompanying car loan). […]
If your credit score is in trouble, you shouldn’t panic. For the time being, there’s no denying that it can be difficult to overcome the poor standing, but this doesn’t mean you’re doomed for all time. Rather, there are plenty of ways to improve your credit score. In fact, we’ve found several examples from the […]
Shopping for a vehicle can be difficult, but it will be made even tougher if you don’t have a firm grasp of the entire process. Fortunately, one of the best ways to improve your ignorance is to learn from the mistakes of others. Below, we’ve viewed some egregious car-buying situations from Reddit users, emphasizing what […]
If you thought it was stressful securing a bad credit loan, imagine the uneasiness if you find yourself stuck with a not so advantageous deal. Often times, this means that consumers are unable to afford their monthly payments, leading to the loss of their car and negative effects on their credit score. However, the worst […]
If you’re currently struggling with a poor credit score, you might find that it’s rather difficult securing financing on a vehicle. Few financial institutions (including banks or credit unions) are willing to take the risk. As a result, you’re forced to settle for a buy here-pay here dealership, which most customers aren’t willing to do. […]
Unless you’re rolling in dough and deciding between a new Bentley or Rolls Royce, most of us would agree that for the average person, car shopping ranks somewhere between going to the dentist and going to the DMV. It’s just not really all that fun to have to make a big money decision, especially if […]
If you’re reading this, there is a chance that you have a less-than stellar credit score. LET’S BE CLEAR In discussions related to financing, the circumstances behind your subprime credit score are drastically less important than the glaring 580 that is currently discouraging most lenders and dealerships from giving you their attention. Please understand, it […]
Credit trouble? That sucks, especially when you’re trying to find an auto loan. It’s going to be more difficult, and some places might not even consider extending a loan your way, including used car dealers and banks. So, how will you get a car? Well, you could always shop on Craigslist and buy a used beater, but that […]
If you have bad credit, chances are you’ve looked into getting a co-signer to help boost that score of yours. But, did you know that a co-signer actually does more than just boost your credit score? While the primary reason to get a co-signer is obviously to ensure that you get a loan, even if it’s […]
