Most Expensive New Car Insurance Policies of 2015

Every now and then it happens.  You’re leisurely flipping through channels on your tv and catch a car race scene and you think, “Wow, that does look like fun.  I really belong driving a fast car”.  It cannot be avoided.  They do make it look like a lot of fun and really because it is. Before you go to your auto body shop, be aware that you never just pay for the car.  The supercars of today also come with a huge insurance tag attached to it.  

Below are the top ten highest insurance policies of 2015.  All of them belong to supercars.  And all of these policies cost beaucoup money.   Starting with the priciest, you’ll get a brief description of why these beautifully designed and engineered roadsters, convertibles, Germans, Americans, and one Asian ended up making the list of the most expensive insurance policies of 2015.

Nissan GT-R Nismo

At number one on the list, this Japanese princess will make you pay for it at $3574.

The design alone speaks for itself; it’s clearly a race car.  The only time this car should be driven, and it absolutely should be, is on a race track by a professional.  With 600 horsepower and 481 lb/ft torque, a fully modified engine that is twin turbocharged and intercooled DOHC 24-valve V6 aluminum block and heads with port fuel injection.

With a 3.8 V6, that doesn’t sound too impressive until you read the following paragraph of acronyms describing every piece of modified equipment making this supercar the most unique with the highest insurance.

The Nissan GT-R Nismo is made for one reason and should be celebrated as just that; speeding down a race track by a professional.

Mercedes-Benz SL65 AMG Convertible

mercedes AMG

This Mercedes-Benz drives fast, has very impressive specs and probably looks the most stylish.  Keeping the iconic roadster image combined with the AMG body styling almost in an attempt to not draw attention to the fact that it has 621 horsepower and a 6.0L AMG Biturbo V12 engine that can get to 60 mph in 3.9 seconds, the SL65 AMG convertible is elitist perfection.  Every single detail that went into this German engineered beauty is exquisite.

This is the best of the best and will be worth it at $3,573.

Dodge SRT Viper

Almost entirely American made, the Dodge SRT Viper is a exactly what you see when you close your eyes and think of American fast cars.  More than impressive specs with an 8.4 V10 engine that boasts 645 horsepower with 600 lb/ft of torque.  It reaches top speed at 206 mph.

With a super low center of gravity and even weight distribution, the 2015 Viper increased its stability and traction control to hug corners just a bit tighter.  While it’s so little, there is surprisingly plenty of head and legroom with adjustable seats and pedals.

It’s both loud and noisy; I told you it’s almost all American, but that just means that fast cars are meant to be driven fast.  This is certainly no car to take on a Sunday Stroll.

In a timeless form it gives a classic performance and will cost you $3,318.

Porsche 911 Carrera S Cabriolet

911 S

Undoubtedly the most iconic and instantly recognizable, the Porsche 911 originally debuted in 1963.  Since then it has remained almost the same in body shape but continues to impress with improvements in fuel consumption and CO2 emissions that have been reduced 16% when compared to previous model.

Besides the body and style, the remaining constant has been its boxer 6 cylinder rear-end DFI (direct fuel injection) engine.  A 3.8L flat 6 with 400 horsepower what has 325 lb/ft of torque as it enters beast mode at 7400 rpms. Reaching a top speed of 187 mph, the Porsche 911 will get to 60 in 4.5 seconds.

An optional Porsche Doppelkupplung (PDK), which facilitates gear changes with no interruption in flow of power while at the same time improving fuel economy and acceleration.

All these hard to pronounce German words and you’ll still have to pay for the “Learn to Speak German” tapes, ja….$3216.

Audi R8 5.2 Spyder Quattro

Dubbed the supercar that drivers dream about, this tiny Audi convertible wants to compete with the 911.  There are some who think it can absolutely hold its own in a test.  There are also Porsche purists.  Wouldn’t you like to be one of the decision makers?

Only 2 passengers can fit into the Spyder to experience what 525 horsepower feels like.  It will take you from 0-60 mph in an astonishingly fast 3.3 seconds.  Besides being fast, reviews are that its 7 speed S tronic automatic transmission is nothing but fun to drive.

Think you know which would win the race?  For $3206, you will have your answer.

Porsche Panamera Turbo Executive

porsche panamera

It’s called ‘the Porsche for everyday’.  Someone once told me I’m everyday people.  Can I drive the Porsche Panamera Turbo Executive everyday?

At 203.35 inches, the Executive is elongated for the comfort for all passengers, but especially those in the back seat where the extra room is most noticeable.

The Porsche Panamera Turbo will max out speed at 189 mph and reach 60 mph in 4 seconds, but that isn’t as impressive as its 100 mph in 8.4 seconds.

Donning a 4.8L twin turbo V8 front AWD with 520 horsepower reaching 6000 rpm with 516 lb/ft torque (568 with overboost).   The direct fuel injection engine has millisecond precision.

With over $59,000 in options alone, it’s doubtful the $3,174 insurance policy would be noticed.

BMW 760Li

A 7-series sedan.  Known as the drivers luxury car, it boasts the most spacious cabin on our list.  Almost everything draped, wrapped and tucked in Dakota leather upholstery and high gloss fine wood trims.  The seats have active ventilation to ensure the most in quality and comfort.  16 speakers of Bang & Olufsen high end surround sound quality make the cabin sound as good as if you were in the studio listening to the artist perform.  Luxe.

This BMW 760 Li boasts a Valvetronic technology with a 3L inline 6 combining a twin scroll turbocharger with variable valve control with high precision direct injection.

It will achieve top speed at 155 mph with 315 horses to play with and in 5.4 seconds it will get to 60mph.

Your family will love riding with you, even if you do charge them to do so.  $3147

BMW M6 Convertible


Any M series BMW is going to impress with power and performance; that’s what the M series is made to do, besides looking good.  Perfectly sloped windshield with an extra wide stance is both aggressive and intimidating.

Weighing in only around two tons, the BMW M6 convertible has 560 horsepower with twin turbocharged 4.4L V8 engine.  A 7 speed M double clutch automatic transmission Drivelogic technology.

The M6 convertible will reach 62 mph in 4.2 seconds but an even more impressive 124 mph in 12.6 seconds.  The top speed is 155 mph.

This sporty German will cost you $3115 in insurance.

Mercedes-Benz E63 AMG 4Matic Wagon


This Mercedes Benz may indeed be a wagon but with 577 horsepower, 590 lb/ft torque and a top speed of 186 miles, it is anything but a family roadster.  Donning a 5.5L AMG Biturbo V8 and reaching 60 mph in 3.3 seconds, its been said that the acceleration is breathtaking.

The AMG MCT transmission with multi-clutch technology gives an instant response to any driving condition.

This wagon has an insurance policy of $3042.

Mercedes-Benz CLS63 AMG 4Matic Sedan

Mercedes Benz, CLS 63 AMG S 4MATIC, Fahrveranstaltung Goodwood 2014, designo hyazinthrot metallic,

AMG is the high performance division of Mercedes Benz and more famously known as “The House that Speed Built”, they started testing racing engines for Mercedes-Benz in 1967.

All the Mercedes on this list are part of AMG and boast distinctive styling, exceptional riding and excellent handling as part of the AMG standard.

The 5.5L AMG Biturbo V8 engine is handmade and shares the same horsepower and torque as the E-series 4Matic Wagon.

This sedan is the least expensive with an annual insurance policy of $2972.




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